Cross-border sales come with a department's worth of admin: tax and compliance in every buyer's country, card processing and local payment methods, failed payments, collection, FX, invoices, chargebacks. lernaura takes all of it. Point your coding agent at our MCP server — or call the API — and you're selling; you get one clean payout in your currency and one number for your accountant. 5% + €0.50, all-in.
100% EU-sovereign: your data never leaves Europe, and there's not a hyperscaler in the stack.
For sellers based in the EU/EEA, selling to buyers across Europe and North America — more countries on both sides soon.
Chapter one. How it works
Three things we do, so you can do one.
i.
Integrate once.
One API. Products, checkout, subscriptions, usage billing — billed by card or by classic invoice, your customer's choice. Or skip the reading: connect your coding agent to our MCP server and it discovers the platform, creates a sandbox and builds the integration for you.
ii.
The admin becomes ours.
Payments accepted the way your customers pay: cards, local payment methods, and invoice-based billing for B2B — subscriptions and renewals running either way. Failed payments recovered, money collected, FX handled. Tax calculated, collected and filed in the buyer's country. A correct invoice, every country, every time. Chargebacks fought with evidence. How can all that genuinely be our problem instead of yours? Because on every sale, lernaura is legally the seller — your buyer sees your brand, the obligations sit with us. Borders stop existing in your books.
iii.
You get paid, cleanly.
Money in your bank, in your currency, on your schedule. One line per payout. One number on your tax return. If your accountant ever wants the detail behind it, it's one export away.
Chapter two. Integration
Your agent can have you selling before lunch.
lernaura Rails is built agent-first. Connect the MCP server and a coding agent goes from zero to a working integration in one session: sandbox created with a single call, products and prices set up, a checkout run end to end — and then proven, hard: the sandbox has a virtual clock and simulated payments, so your agent can fast-forward a year of renewals, upgrades, failed cards and disputes in minutes and show you the integration survives all of it. Prefer to build by hand? The REST API and docs are the same surface.
Sandbox in one callNo signup, no waiting. Full platform, isolated account, real API keys.
Prove it before you shipVirtual clock + simulated payments: a year of billing edge cases, tested in minutes.
One human stepWhen it works, claim the account and verify your business in a single session. Production access is rolling out to design partners first.
The market's answer is to build a department: a subscription platform, a tax engine, a payment processor and an ERP — four systems that don't talk to each other — plus the finance and RevOps people who keep them aligned, a tax advisor on retainer, and a year-end cleanup. lernaura takes that entire part of your business off your shoulders. Everything between "buyer pays" and "money in your bank" is our job, wherever your buyers are. A sale to Toronto books like a sale next door. What's left on your side is the bookkeeping system you already have — and your actual job: your product and your customers.
Your books get simpler. Your numbers get better. At the same time.
Handing us the selling doesn't mean losing sight of your revenue — it means seeing it properly for the first time. Because every transaction runs through one engine, your metrics come from the source of record instead of being stitched together across four systems: MRR, ARR, churn and deferred revenue, live and always reconciled. Exports tie every payout to its transactions, deferred-revenue schedules are ready for accrual booking, and you can audit your entire revenue operation from our data whenever you — or your auditor — wants to.
MRR / ARR, liveComputed where the transactions happen. No reconciliation project, ever.
Deferred revenue, ready to bookSubscription schedules exported for accrual accounting, period by period.
Audit-ready, alwaysEvery payout traceable to every transaction. Your revenue operation, provable on demand.
Chapter five. Sovereignty
Outsource the back office. Keep it sovereign.
Handing someone your back office means handing them your revenue data, your customer data and your money flows — so who you hand it to is the whole question. With lernaura, the answer is 100% European: your data never leaves the EU, in any form. No hyperscalers anywhere in the stack — no AWS, no Azure, no Google behind the curtain. European hardware, European AI, European payments, European ownership of your data end to end. GDPR and AI Act compliant by construction, not by contract clause. For many of your buyers that's a preference; for public sector, regulated industries and sovereignty-conscious enterprise, it's a requirement no US-owned provider can meet — and one more deal-winner you get without doing anything.
Data stays in the EUIn every form: storage, processing, AI, backups. Never a US jurisdiction question.
No hyperscalersEvery layer named, nothing hidden — your data on European-owned infrastructure only. See the stack.
Compliant by constructionGDPR and AI Act aligned from the first line of code — not patched in for the audit.
One price. 5% + €0.50 per sale — payment processing, tax, invoicing, disputes, payouts and the software, all included. No platform fee. No minimums. We only earn when you sell.
5%+ €0.50
per sale — payments, EU VAT and tax included
Processing
Included — cards, SEPA, wallets, local methods
Tax & compliance
Included — every filing, every jurisdiction
Payouts
Included — weekly or monthly, in 6 currencies
Software
Free — courses, community, newsletter, live, all of it
Same at any scale
5% + €0.50 whether you do €500 or €500k a month
Minimum
There isn't one
Also from lernaura
Not a developer? There's a whole platform for that.
lernaura Creator is our free creator platform — courses, communities, newsletters, coaching, live — with selling handled by the same engine. Free forever; you pay only when you sell, same 5% + €0.50. For EU-based creators today; more countries soon.
What is a merchant of record — and is lernaura really the seller on my sales?
A merchant of record is the party that is legally the seller on a sale: the name on the invoice, the party that owes the buyer's country its tax, the one who answers the disputes. And yes — on every sale through lernaura Rails, lernaura is the merchant of record. Your buyer sees your brand and your product; the invoice, the tax, the disputes and the filings are ours.
Who can sell on lernaura Rails?
Sellers based in the EU/EEA — companies and sole proprietors selling digital products: software and SaaS, APIs, courses, downloads, memberships. More seller countries are on the way.
Where can my buyers be?
Across Europe and North America, with more countries opening on both sides. Every sale is taxed, invoiced and recorded for the buyer's country automatically — consumers always see all-in prices, and business buyers get the tax treatment their VAT ID entitles them to.
What does it cost?
5% + €0.50 per sale, all-in: payment processing, tax and compliance, invoicing, dispute handling, payouts and the software. No monthly fee, no minimums — and the rate is the same whether you do €500 or €500k a month.
How do payouts work?
One clean payout in your currency — weekly or monthly, in six payout currencies, over local rails. One line in your bank statement, one counterparty for your accountant, and no tax hiding inside the number: what lands is yours.
Is my data really EU-sovereign?
Yes. Your data never leaves Europe, in any form, and there is no hyperscaler anywhere in the stack — no AWS, no Azure, no Google behind the curtain. European hardware, European AI, European payments, European ownership of your data end to end.
Can my coding agent really do the integration?
Yes — that's how the Rails are built. Connect your agent to our MCP server and it can create a sandbox in one call, set up products, run a checkout end to end and prove the integration against the sandbox's virtual clock. When it works, one human claims the account and verifies the business. The sandbox is open to everyone today; production access is rolling out to design partners first.
I'm a creator, not a developer — is lernaura for me?
Yes. lernaura Creator is our free creator platform — courses, communities, newsletters, coaching, live — with selling handled by the same engine at the same 5% + €0.50. No integration needed: sign up and start building.
On the horizon
The next buyers won't all be human. AI agents are starting to purchase per API call and per document — and a machine's purchase is still a real sale, with real obligations. We're building the Rails so that when your buyer is an agent, selling to it is as boring as everything else on this page.
The whole back office of cross-border selling — tax, payments, collection, FX, disputes — handled by lernaura. One integration, one clean payout, EU-owned end to end. Creators: the free platform is waiting.
For sellers based in the EU/EEA, selling to buyers across Europe and North America — more countries on both sides soon.