Merchant-controlled agent commerce

    Agents can execute purchases. Merchants still decide what is for sale.

    Lernaura defines the commercial transaction around programmable payment: the offer, the price, who is buying, how much they may spend, the terms, the VAT treatment and the evidence.

    Read the merchant guideTalk to us
    Illustrative

    Merchant offer · version 12

    Verified company record

    Pricing model
    Per call
    Price
    Net, in sub-cent units
    Invoice
    Consolidated per period

    Quote, then settle

    Buyer identity

    Procurement agent

    Identity
    Wallet bound to a company
    Spend ceiling
    Monthly, by identity tier
    Terms
    Accepted at version 12
    Before payment

    The offer comes first.

    x402 or another programmable rail can move money only after an agent has found something a merchant defined and offered. Lernaura makes that offer machine-readable, governed and auditable.

    1. ItemWhat exists for purchase

      A catalog product offered to machine buyers per call, as a credit pack or as a subscription.

    2. PriceWhat the buyer commits

      A net price, in sub-cent units where you need them, with VAT added for the buyer's country and identity tier.

    3. IdentityWho is buying

      An anonymous buyer, a self-declared one, or a wallet bound to a verified legal entity. Disclosure lowers friction; it is never a gate. Bindings can be revoked.

    4. LimitsHow autonomy stays bounded

      Monthly spend ceilings that rise with the buyer's identity tier. Past a ceiling, quotes are refused until the buyer binds a wallet.

    5. TermsWhich agreement governs

      Buyer terms generated from the exact offer version the agent accepted, kept as evidence.

    6. TaxHow the supply is treated

      Buyer location and status evidence decide the VAT, and sales are consolidated per buyer into an ordinary invoice.

    After payment

    A machine purchase is still a real sale.

    The protocol proves that value moved. The commercial record proves what was sold, to whom, and on which terms.

    1. 01

      Buyer identity and delegated authority

    2. 02

      Offer, terms and price version

    3. 03

      Settlement and digital delivery

    4. 04

      VAT, invoice and ledger evidence, consolidated per period

    Where each channel stands

    What is available, and what is still in the sandbox.

    • Agent offers, evidence and invoicing

      Available with Merchant of Record

      Offers, buyer identity tiers, spend ceilings, screening, consolidation into invoices and the evidence record.

    • x402 per-call payments

      Sandbox

      Quotes and settlement run end to end in the sandbox against a test facilitator. The production stablecoin facilitator is being selected.

    • ACP (ChatGPT) and UCP (Gemini)

      Feeds live · checkout hands off

      Your offers publish to the product feeds. Checkout on those surfaces hands off to a card checkout until delegated payment tokens can be redeemed.

    Lernaura holds no crypto: agent payments convert to euro before they reach Lernaura's accounts.

    The payment rail is not the commerce system.

    See Merchant of Record pricingDevelopers overview